Rob Duffin

Chief Credit Officer, Merrick Bank

Rob Duffin’s career at Merrick Bank reflects a conviction that sound credit decisions begin with evidence and succeed through disciplined execution. With an academic background in statistics and business from Brigham Young University, he entered consumer lending through analytics, gaining experience across mortgages, auto refinancing, credit cards, and insurance-related financing. His early work in reporting and risk analysis introduced him to the relationship between quantitative insight and lending performance.